A Month-End Workflow for PDF Bank Statements

What this note is about

The workflow I would use: collect complete PDFs, convert separately, review the same checks, then hand off clean files.

Collect before converting

It is tempting to convert files as they arrive. Month-end goes better if you first collect the complete set: the right accounts, the right cards, and the right period.

Missing one statement creates more cleanup than a slightly slower start.

Use the same review every month

Check the first row, last row, amount signs, balances when present, and whether headers or summaries slipped into the table.

If a bank changes its statement layout, slow down for that file. A converter that worked last month can still need review this month.